Sources of Cash
- Bank accounts
Your bank account is the first place you should look for down payment money. It is easy to cash out and doesn't earn you much interest.
- Investment accounts
Most investment accounts are easy to liquidate, but you may want to hold on to your bonds and employee stock options until they mature.
- Retirement accounts
Many retirement accounts allow you to borrow against them when you are buying a house. This, however, increases your debt and therefore lowers the amount you can borrow to buy your new home.
- Real estate
Real estate is one of the least liquid assets, but most people can't afford to own two houses at one time.
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